B-Banking
B-Banking - Bank-in-a-Box:
AI-Powered, Bilingual Banking ERP Software Providing
A Core Banking Solution
End-to-End Digital Banking & ERP Suite
B-Banking is the go-to digital banking platform for cooperative banks, PACS, UCBs, and rural institutions. Designed to deliver operational excellence and inclusive financial access through AI, bilingual interfaces, and full ERP integration.
Why Choose Banking Software?
One Platform. Complete Control.
Bilingual Core Banking
Real-time, bilingual CBS with multi-branch scalability
Digital Banking Access
Mobile and internet banking with biometric and QR-based security
Integrated Onboarding & KYC
Seamless CKYC/eKYC, AML, and fraud checks
ERP for Banks
Comprehensive ERP suite covering finance, HRMS, TDS, and GST compliance
Data-Driven Insights
Live dashboards for credit-deposit ratios, NPA tracking, and deposit analysis
Unified Banking + ERP Solution:
- End-to-end digital banking suite with integrated ERP and HRMS
- Full-suite compliance and regulatory reporting
- Patented AI modules for fraud detection and credit evaluation
- Customizable modules for cooperative and rural banks
Whether your institution operates at the grassroots or spans multiple regions, B-Banking offers the flexibility, security, and compliance support needed to operate effectively in dynamic regulatory environments.
Benefits of B-Banking Software
Core Functional Modules of Banking Software
Core Bank System (CBS)
Savings, current, term, and recurring deposits; loan disbursal and repayment; ledger, interest computation, batch processing; API-ready integrations
Lending & Credit
Complete loan lifecycle; EMI and interest configuration; disbursement tracking, overdue alerts, micro and retail credit support
Digital Bank Channels
Mobile, internet, kiosk, wearable interfaces; multilingual conversational Bank; real-time CBS sync; alerts and scheduled payments
Digital Lending & LOS
Digital loan origination; embedded credit scoring, e-signatures, document verification; integration with LMS, treasury, and schemes
Compliance & AML
Real-time sanction screening; CKYC/CERSAI checks; suspicious transaction alerts; audit dashboards
Regulatory Compliance
GST/TDS automation; audit trails; RBI/NABARD-aligned reporting; KYC workflows
Finance & Accounting
Journal entries, ledgers, P&L, balance sheet, reconciliations; Ind-AS, GST, and TDS support
Enterprise ERP
Budgeting, profitability, procurement, vendor management, AR/AP, asset-liability tracking
HR & Payroll
Recruitment, onboarding, performance reviews, leave, pension, payroll; mobile access and biometric sync
Inventory & Assets
Purchase, issuance, asset lifecycle, depreciation, department-level reporting
Document Management
Secure digitization; metadata tagging, approvals; workflow-based access and archival
Reports & Dashboards
200+ configurable reports; live BI dashboards; insights into NPA, credit, audit, and branch performance
Advanced Capabilities
AI-powered forecasting: For loan risk, customer behavior, and credit segmentation
BI & Analytics: MIS reports, audit logs, and branch performance insights
API Gateway: RESTful APIs for CBS, GST, HRMS, PFMS, UPI, BBPS, and DMS integrations
Audit & GRC: Integrated governance, risk, and compliance tracking
Payments & Reconciliation: RTGS, NEFT, UPI, NACH, APBS with automated reconciliations
Proven at Scale:
250+ Institutions
200,000+ Daily Transactions
₹30,000 Cr in Annual Banking Volume
Deployment & Readiness
Compliance-First Design: Pre-configured for RBI, SEBI, GST, CKYC, Ind-AS
Cloud & On-Prem Options: MEITY-empanelled, secure infrastructure
Live in 30–90 Days: Designed for fast rollouts, even in remote branches
Security & Compliance:
- 24/7 Data Security and Encryption
- Multi-factor Authentication (MFA) and SSO
- Real-time Fraud Detection and Alerts
Explore the B-Banking Experience
A unified platform built to simplify banking, strengthen compliance, and bring intelligent, inclusive operations to every branch.
